Capability Is the New Capital. How are policy, payments, and founder capability driving the next wave?

Abstract Across MENA fintech innovation is increasingly pulled forward by policy, payments infrastructure, and founder capability; not just by capital availability. In 2024, total MENA startup funding landed at roughly $1.9B, a subdued headline number; yet the investor base broadened and early‑stage resilience persisted. By H1 2025, Saudi Arabia led the region by venture dollars, […]